EFFECT OF MICROCREDIT ON FOOD SECURITY AMONG THE POOR HOUSEHOLDS IN RWANDA “CASE STUDY OF AB BANK, MUSANZE DISTRICT, NORTHERN PROVINCE”

The mainstay of the Rwandan economy is agriculture. However, amount invested in agriculture insufficient to generate a return or meet nation's food requirements. It challenging for rural farmers obtain financial services from commercial banks because their limited capability. They can therefore those with aid microfinance. focus this study was on effects microcredit security status poor household Musanze District. main objective evaluate households As specific objectives, determined types products and related offered by AB Bank Microfinance Institution, assess farmers, determine factors affecting accessibility finally vulnerability insecurity district. A descriptive survey design used enable researcher reach bigger proportion population as well studying various variables. Out total 624 women youth customers category group, individual who had taken credit saved more than two times district, selected 240 sample size stratified sampling technique based respondent’s . Data collected using self–administered questionnaires analysed Statistical package Social Sciences software. results were inferential statistics presented tables figures. research findings showed that 113 representing 75.3 3% respondents 37 which represent 24.67% Men. revealed 10% 6.7% divorced separated respectfully. 59.33% 13.33% completed both primary secondary education. income level statistically significant thus has high effect influencing farmers. also educational key enhancing areas. recommendations will help Government implement policies agricultural production order improve at national house hold levels. concluded capacity building long appropriate training duly consistent back up. be any farmer education enhanced through effectively efficiently contribute food. microfinance institutions have thereby been urged flexible, reduce interest rates, increase loan continuously train, supervise monitor progress projects customers. conclusively confirmed plays very big role Farmers above analysis conclusions there played improving condition benefits accrue explicitly discussed it important note provide one first resource books officers, policy makers development workers field Key Words: Economy, Agriculture, Microcredit, Food Security CITATION: Wongo, G. T. L., & Twesige, D. (2022). Effect among Rwanda “Case Bank, District, Northern Province”. Strategic Journal Business Change Management, 9 (4), 1761 – 1782.